Five out of six people receiving long-term care are receiving this care at home or in a community setting. In 2001 there were over 23,000,000 Americans receiving care in this way. There are important reasons for this increase in home care, including:

• Financial: it is often less expensive to provide care at home than in a nursing home
• Health: care provided in a home setting is most often healthier
• Convenience: family and friends find it much more convenient to visit people at home
• Contentment: people are generally happier in their own home.
• Providers: in the past 10 years there has been significant growth in the number and quality of home care services and providers.

This is a brief summary of coverage. Policies may not be available in all states. Refer to policies for complete details.

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After you receive your quote you should call the NCBA "HELP DESK" at 1-888-376-6020 to schedule a time to review your decision and enroll in the plan.